What to do to have a fortune?

I can suggest some general ideas that can help increase your chances of acquiring a fortune:
Education and Professional Development: Investing in yourself and your professional and educational development can increase your chances of earning more money in the long run.

Investments: Diversifying your investments and being aware of the risks associated with each type of investment can help build wealth.

Entrepreneurship: Opening your own business with growth potential can be a way to build wealth and generate passive income.

Living within your means: Living within your financial means (avoiding arrears and interest payments) can help you save and invest more.

Patience and Persistence: Building wealth often takes time and perseverance, so it’s important to be resilient and keep a head start.

There are some disadvantages that must be taken into account when opting for a loan, such as:

High interest: Loans often have high interest rates, which means you could end up paying back more money than you borrowed.

Payment restrictions: Not all loans allow you to pay in installments, which can make repayment difficult and further increase the total cost.

Require collateral: Some loans require you to provide collateral or collateral, such as a house or car, which can be risky if you default on financial obligations.

Impact on your credit: Applying for loans repeatedly can negatively affect your credit score.

Excessive Debt: If you resort to multiple loans to cover your existing debts, you could end up with an unsustainable amount of debt and financial difficulties.

A good income can be generated through several ways, such as:

Starting your own business that meets a market need or has a competitive edge.

Investing in stocks or the financial market with a long-term strategy.

Developing skills and knowledge highly valued in the market and seeking a prominent career.

Creating quality content on the internet and monetizing it through advertising, sponsorship or the sale of digital products.

Developing skills in areas such as digital marketing, programming, design, among others, and offering freelance services to clients around the world.

Investing in real estate and generating passive income through rentals.

Finding an underexplored niche market and creating an innovative product or service to meet that demand.